Turn Employee Money Stress Into Organizational Strength

CSS Academy partners with businesses and PEOs to improve employee financial wellness, reduce turnover, and increase profitability.

From Liability to Asset: Financial Health as a Business Strategy

Employees under financial stress are less productive, more likely to call in sick, and more likely to leave.
Studies show that financial stress results in 11% lower workplace productivity*, and that 54% of U.S. workers live paycheck to paycheck.
When employees can manage debt, budget well, and build savings, they bring more energy, focus, and loyalty to the job.
CSS Academy equips your workforce with tools that benefit them — and benefit your bottom line.

Financial Outcomes You Can Expect

Metric / Outcome

  • 20–30% reduction in turnover costs

  • 15% gain in productivity / engagement

  • Fewer financial emergencies & HR interventions

  • Improved employer brand & retention

  • ROI: $3–5 return per $1 invested

What It Means for Your Business / PEO

  • Less hiring, onboarding, and disruption

  • More focused, less distracted workforce

  • HR / management spends less time repairing crises

  • Attract talent who value benefits and financial support

  • The gains exceed the cost — true leverage

Sample Story / Snapshot

  • “One company saw attrition drop from 20% to 15% after offering CSS’s program.”

  • “Employees reported better focus on work, not personal finances, within 90 days.”

  • “We saw a 25% drop in payroll advances and emergency loans requested.”

  • “Candidates cited our financial wellness program as a top benefit in interviews.”

  • “For every dollar spent, companies saw 3–5 dollars in productivity, savings, and reduced attrition.”

Metric / Outcome

What It Means for Your Business / PEO

Sample Story / Snapshot

  • 20–30% reduction in turnover costs

  • 15% gain in productivity / engagement

  • Fewer financial emergencies & HR interventions

  • Improved employer brand & retention

  • ROI: $3–5 return per $1 invested

  • Less hiring, on-boarding, and disruption

  • More focused, less distracted workforce

  • HR / management spends less time repairing crises

  • Attract talent who value benefits and financial support

  • The gains exceed the cost — true leverage

  • “One company saw attrition drop from 20% to 15% after offering CSS’s program.”

  • “Employees reported better focus on work, not personal finances, within 90 days.”

  • “We saw a 25% drop in payroll advances and emergency loans requested.”

  • “Candidates cited our financial wellness program as a top benefit in interviews.”

  • “For every dollar spent, companies saw 3–5 dollars in productivity, savings, and reduced attrition.”

A Turnkey Framework for Your Workforce

1. Assessment & Needs Analysis
— We audit your employee financial wellness baseline, common stressors, and company goals

2. Custom Program Design
— We build modules, content, and delivery methods aligned with your workforce (e.g. industry, income levels, benefits structure)

3. Implementation & Deployment
— We support rollout, train HR / managers, and ensure adoption

4. Metrics & Continuous Improvement
— We provide dashboards, usage analytics, impact reports, and iterate to improve

“After integrating CSS’s program, we cut turnover costs by $50,000 in one year.” — HR Director, Aro-Core Corp

“Our employees reported 35% less financial anxiety and better engagement overall.” — CEO, AeroTech

Your Investment — And the Returns You Can Expect

  • Cost
    Partnerships typically begin at $0 per employee annually (scale pricing applies).

  • Deliverables
    Program design, content access, coaching, implementation, reporting, support

  • Projected Returns
    • Reduced turnover and hiring cost
    • Productivity gains
    • Lower emergency advances and payroll loan demands
    • Stronger retention and engagement

FAQ — Pastors Ask This

Is this like “financial fitness apps” we already have?

CSS Academy goes deeper: curriculum + coaching + accountability + measurement — not just tools.

How much time does it require from HR / management?

Low. We provide templates, training, automation, and support to lighten the burden.

What industries / business sizes does this suit?

We work with small, mid, and large companies as well as PEOs across industries.

Can this program be customized to our benefits structure?

Yes — we adapt to your compensation, benefits, income levels, demographics, etc.

Invest in your people — and see your organization thrive.