Privacy Policy

Effective Date: September 26,2025

CSS Academy (“we,” “our,” or “us”) values your privacy and is committed to protecting the personal information you provide when using our services, including the Budget Guide Pro | 3AM Cash Management System. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your personal data.

1. Information We Collect

When you subscribe to or use our services, we may collect:

Personal Information: Name, email address, billing information, and payment details.

Usage Data: Information about how you access and use our website, tools, and digital content.

Communications: Any correspondence you send to us, including emails or support inquiries.

2. How We Use Your Information

We use the information we collect to:

Provide and manage your subscription to the Budget Guide Pro system.

Process payments and prevent fraud.

Communicate with you about your account, updates, promotions, and offers.

Improve our services and develop new tools, products, and resources.

Comply with legal obligations and enforce our Terms of Service.

3. How We Share Your Information

We do not sell your personal information. We may share information in limited circumstances:

With service providers who help us deliver our services, such as payment processors or email platforms.

To comply with the law or respond to lawful requests by authorities.

In connection with a business transaction, such as a merger or acquisition.

All third-party service providers are contractually obligated to protect your information.

4. Cookies and Tracking

We may use cookies and similar technologies to:

Enhance website functionality and user experience.

Track usage patterns and improve our services.

Deliver personalized content and marketing.

You can adjust your browser settings to block cookies, but some features of our site may not function properly.

5. Your Rights

You have the right to:

Access the personal information we hold about you.

Request correction or deletion of your personal data.

Opt-out of marketing communications.

Cancel your subscription at any time.

To exercise your rights, please contact us at [email protected].

6. Data Security

We implement reasonable administrative, technical, and physical measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

7. Children’s Privacy

Our services are not intended for children under 13, and we do not knowingly collect personal information from children.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. We encourage you to review this page periodically.

9. Contact Us

If you have questions, concerns, or requests regarding your personal information, please contact us:

Email: [email protected]

This version is clean, professional, and subscription-friendly, and it covers organizations, nonprofits, churches, and individual subscribers.

I can also draft a matching Terms of Service for your subscription, which is recommended for monthly recurring billing. This ensures full legal protection and transparency for users.